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Attic Insulation R-Value
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Testing Existing R-Value
✕ Moisture problems
✕ Missing Insulation
✕ Compressed Insulation
✕ Un-insulated Exhaust Ducts


R-value tells us how well insulation can resist heat flow
• Attics is R-49/60
• Sidewalls R-21
• Cantilevered Floors R-38
• Transition Walls R-21
• Basement Walls R-13
• Crawlspace Walls R-21
Illinois current standards are moving closer to a 4.0 Air Exchange Rate and R-values consistent with optimal standards.

Cost difference vs r-value difference
✕ Fiberglass R-Value 2.9-4.2 per inch
✕ Mineral Wool R-Value 3.0-3.2 per inch
✕ Urea formaldehyde foam insulation 5.0 per inch
✕ Plastic Board R-Value 3.7-6.0 per inch
✕ Sprayed foam R-Value 3.0-7.0 per inch
✕ Vermiculite R-Value 2.1-2.5 per inch

Illinois current standards for construction. Choosing the right materials.
In Chicago, current standards are measured in R-Value ( the resistance to heat escape ) measured on a scale from 0-70 for all intended purposes of this example.
✓ Attics is R49-60
✓ Sidewalls R21
✓ Cantilevered Floors R38
✓ Transition Walls R21
✓ Basement Walls R13
✓ Crawlspace Walls R21
Frequently Asked Question
What is a good R-value for attic insulation?
Will more attic insulation help with cooling?
Will I pass inspection or qualify for rebates if my insulation doesn’t meet current R-value thresholds?
For retrofits, you’ll often have more flexibility, and you can absolutely succeed by meeting the local requirements for the specific area you’re upgrading and making sure the insulation is installed cleanly with full, even coverage.
For rebates, many programs look for a meaningful improvement, such as upgrading from R-19 or lower to R-38 or R-49, so checking your utility’s rules and documenting the before-and-after can really set you up for success.
Will upgrading to a higher-R-value insulation reduce my energy costs significantly?
Along with better savings, you’ll typically feel a more comfortable, even indoor temperature and put less strain on your HVAC system with higher-R-value insulation.
For the biggest impact, pair the upgrade with good installation and air sealing. Many homeowners see the investment pay back within a few years through lower monthly utility costs.
Is insufficient R-value contributing to attic heat loss?
When insulation is too low (many older attics are around R-19 or lower), warmth can escape through the ceiling more easily, which may increase heating bills and cause uneven room temperatures or even ice dams, but upgrading insulation helps keep your home warmer, more comfortable, and more efficient.
Boosting your attic to about R-38 to R-60 and pairing it with air sealing is a great way to lock in heat, improve comfort, and reduce energy costs.
Should I prioritize R-value improvements if I’m planning to finish my attic, upgrade HVAC, or replace siding?
Upgrading the building envelope first delivers fast comfort gains and can produce a strong 20% to 30% return on investment.
A tighter, better-insulated home also lets you install a smaller, more cost-effective HVAC system and enjoy immediate energy savings. If you’re finishing the attic, insulate before closing up walls, and if you’re replacing siding, it’s the perfect time to add wall insulation for an extra efficiency boost.




